ELIGIBILITY CONDITIONS & SCHEMES
If you are unsure of your EC eligibility and qualification of the Government Grant, arrange for a complimentary EC assessment to find out more. Leave your contact info HERE and we will be in touch shortly.
All applicants need to be at least 21 years old (35 years if you’re applying under the Joint Singles Scheme)
One of you must also be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.
Combined gross monthly household income cannot exceed $16,000
You’re required to fall under one of the following HDB eligibility schemes:
1. Public Scheme
2. Fiancé/Fiancée Scheme
3. Orphans Scheme
4. Joint Singles Scheme
You cannot own non-HDB property (overseas or locally), or have disposed of such property within the last 30 months.
You cannot own/have owned more than 1 of the following: (i) flat bought from HDB; (ii) EC/DBSS flat bought from a developer; or (iii) HDB resale flat bought with a CPF Housing Grant.
You haven’t met the minimum occupation period on your current subsidised flat. If it’s an executive condominium, you’ll need to wait a further 30 months from its date of disposal, before you can apply for a new one.
For divorcees – for 3 years from the date of divorce, only 1 party of the divorce can own a subsidised flat.
If you have previously cancelled an HDB application or terminated the Sales & Purchase Agreement (S&P) for a DBSS flat/EC using a CPF Housing Grant, you’ll be barred for 1 year or 5 years respectively.
Up to $30,000