ELIGIBILITY CONDITIONS & SCHEMES

If you are unsure of your EC eligibility and qualification of the Government Grant, arrange for a complimentary EC assessment to find out more. Leave your contact info HERE and we will be in touch shortly.

To qualify:

• All applicants need to be at least 21 years old (35 years if you’re applying under the Joint Singles Scheme)

• One of you must also be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.

• Combined gross monthly household income cannot exceed $16,000

• You’re required to fall under one of the following HDB eligibility schemes:

1. Public Scheme
2. Fiancé/Fiancée Scheme
3. Orphans Scheme
4. Joint Singles Scheme

Other restrictions:

• You cannot own non-HDB property (overseas or locally), or have disposed of such property within the last 30 months.

• You cannot own/have owned more than 1 of the following: (i) flat bought from HDB; (ii) EC/DBSS flat bought from a developer; or (iii) HDB resale flat bought with a CPF Housing Grant.

• You haven’t met the minimum occupation period on your current subsidised flat. If it’s an executive condominium, you’ll need to wait a further 30 months from its date of disposal, before you can apply for a new one.

• For divorcees – for 3 years from the date of divorce, only 1 party of the divorce can own a subsidised flat.

• If you have previously cancelled an HDB application or terminated the Sales & Purchase Agreement (S&P) for a DBSS flat/EC using a CPF Housing Grant, you’ll be barred for 1 year or 5 years respectively.

Government Grants

• Up to $30,000